Effective Date: November 2025

1. Who We Are

Accrue Factoring, Inc. (“Accrue,” “we,” “our,” or “us”) is an alternative finance and asset-based company that provides working capital solutions to businesses through accounts receivable factoring. In addition, Accrue operates official digital merchandise and e-commerce offerings under the same brand.

Our corporate website is https://accruefactoring.com, and our headquarters are located at:
244 5th Avenue, Suite R252, New York, NY 10001, United States.

We are committed to protecting your privacy and maintaining the security of your personal information in compliance with applicable data protection laws.

2. Information We Collect

We collect information necessary to deliver our financial, brokerage, and e-commerce services. This may include:

a. Personal Information

Name, contact details (email, phone, address), and company name
Financial and billing information (banking, invoices, payment details)
Identification or tax documents, when legally required

b. Business & Transaction Data

Business type, accounts receivable details, and factoring application data
Purchase and transaction history from our merchandise or digital store

c. Device & Technical Data

IP address, browser type, device type, and operating system
Site usage analytics, including cookies and similar tracking technologies

3. How We Use Your Information

We use the collected data to:

Process factoring applications and transactions
Provide and manage our financial services and client accounts
Process and fulfill merchandise orders
Communicate order updates, offers, and essential service information
Improve website functionality and personalize your user experience
Ensure security, prevent fraud, and comply with legal obligations

We will not sell, trade, or rent your personal data to third parties.

4. Information Sharing

Your information may be shared only under the following circumstances:

Service Providers: Trusted vendors (e.g., payment processors, IT providers, delivery partners) assisting in business operations.
Legal Obligations: When required by law, subpoena, or government request.
Business Transactions: In the event of a merger, acquisition, or asset sale, in accordance with confidentiality obligations.

All partners are contractually bound to protect your data in accordance with this policy.

5. Data Security

We employ industry-standard security measures to safeguard your data, including:

SSL encryption and secure servers
PCI-compliant payment processing through Shopify, PayPal, or Stripe
Regular audits and restricted employee access to sensitive information

While no online system is completely secure, we continuously review and improve our data protection measures.

6. Cookies & Tracking Technologies

Our website uses cookies and tracking tools to:

Enhance site performance and user experience
Analyze site traffic and trends
Remember your preferences for future visits

You may manage or disable cookies through your browser settings. Some features may not function properly if cookies are disabled.

7. Your Privacy Rights

You have the right to:

Access, update, or delete your personal data
Withdraw consent for data processing
Request information about data storage and usage practices

To exercise these rights, contact us at:
📧 support@accruefactoring.com

8. External Links

Our website may contain links to external websites or partners. We are not responsible for their content or privacy practices. We recommend reviewing their individual privacy policies before providing any personal information.

9. Children’s Privacy

Our services are intended for individuals aged 18 and above. We do not knowingly collect personal information from minors. If such information is inadvertently collected, we will delete it promptly.

10. Updates to This Privacy Policy

We may update this Privacy Policy periodically to reflect operational or legal changes. The latest version will always be available on this page, indicated by the “Last Updated” date above.

11. Contact Information

If you have questions, concerns, or requests regarding this Privacy Policy, please contact:

Accrue Factoring, Inc.
📧 support@accruefactoring.com
📍 244 5th Avenue, Suite R252, New York, NY 10001, USA
🌐 https://accruefactoring.com